Privacy Policy

Last Updated: February 2026

MyLibrary ("we", "our", or "us") operates the platform available at https://mylibrary.itsdeligh.com/. We are committed to protecting your privacy and ensuring a secure experience while using our services.

This Privacy Policy explains how we collect, use, store, and protect your information when you use our application and related services ("Services"). By using MyLibrary, you agree to the terms described in this policy.

1. About MyLibrary

MyLibrary is a payment management platform that helps users organize, schedule, and process payments securely, including linking bank accounts for authorized payment-related activities.

2. Information We Collect

Type of Information	Purpose	Examples
Account Information	To create and manage your account	Name, email address, login credentials
Contact Information	To communicate important service updates	Email address, support communication
Banking Information	To enable payment processing and account linking	Bank account details, payment identifiers, UPI or financial references
Transaction Data	To execute and maintain payment records	Payment amount, date, status, and related metadata
User-Provided Information	To provide requested services	Data entered while using the platform

3. How We Use Your Information

We use collected information strictly to:

• Provide and operate the MyLibrary platform
• Process authorized payments and link financial accounts
• Maintain transaction records
• Provide customer support
• Ensure system security and fraud prevention
• Comply with applicable legal requirements

4. No Data Selling or Sharing

We do not sell, rent, trade, or share your personal or financial information with third parties for marketing or advertising purposes. Your information is used solely for providing the MyLibrary service.

5. No Advertising or Tracking

MyLibrary does not display advertisements.
We do not use analytics tools, tracking systems, or behavioral monitoring technologies.

6. Data Security

We implement reasonable administrative, technical, and security safeguards designed to protect your information from unauthorized access, misuse, or disclosure. While we strive to protect your data, no digital system can guarantee absolute security.

7. Data Retention

We retain your information only as long as necessary to provide services, maintain required records, and comply with applicable legal obligations.

8. Your Rights

You may:

• Request access to your stored information
• Request correction of inaccurate data
• Request deletion of your account (subject to legal requirements)
• Withdraw consent to use the service

9. Children's Privacy

MyLibrary is not intended for individuals under the age of 18. We do not knowingly collect data from minors.

10. External Links

Our platform may contain links to third-party services. We are not responsible for their content or privacy practices.

11. Policy Updates

We may update this Privacy Policy periodically to reflect legal, technical, or operational changes. Updates will be posted on this page with a revised "Last Updated" date.

12. Contact Information

If you have any questions, concerns, or requests related to this Privacy Policy, please contact:

Administrator – MyLibrary
Email: admin@itsdeligh.com
Website: https://mylibrary.itsdeligh.com/